TLDR WPForms Lite is a WordPress form plugin with 5 million plus active installations. Public advisory data identifies versions 1.10.0.1 through 1.10.0.4 as affected by CVE-2026-4986: the PayPal Commerce webhook processed incoming events without first verifying that PayPal actually sent them. In my local lab, a forged event could change the state of a matching payment record. A forged PAYMENT.CAPTURE.COMPLETED event could mark a matching pending transaction as completed and trigger downstream payment-completed actions.

TLDR; I read five security patches and I derived working exploits from all five. The slowest took 30 minutes and the fastest took two. An LLM did most of the heavy lifting while I pushed buttons, this is the working behind my blog the 90 day disclosure policy is dead: the gap between “patch ships” and “exploit exists” is now measured in minutes. In the first post I mentioned that a patch can be turned into a working exploit in 30 minutes.

TLDR The 90 day responsible disclosure window was built for a world where bug finders were rare and exploit development was slow. That world is gone. LLMs have compressed both timelines to near-zero. I have seen it first hand, and so has everyone else paying attention. This post lays out why the old model is broken, with real stories, and makes one ask to the industry: treat every critical security issue as P0 and patch it immediately.